WJ2 Bank Transfer — Limits, Fees & Settlement
Bank Transfer is a Philippine payment rail — regulation: The framework is the National Retail Payment System, established by Circular No. 980, and Bangko Sentral ng Pilipinas operates under it.
- Operator
- Both clearing houses run by Philippine Payments Management, Inc. sit under BSP oversight, and carrying out each transfer falls to the BSP-supervised bank or e-money issuer involved
- Regulator
- The framework is the National Retail Payment System, established by Circular No. 980, and Bangko Sentral ng Pilipinas operates under it
- Per-transaction cap
- Whenever a transfer is routed through InstaPay, each transaction can be PHP 50,000 at most. The scheme sets no cap on PESONet transfers, although a cap may come from the sending institution
- Settlement
- round the clock and in real time on InstaPay, with same-banking-day delivery on PESONet for instructions that beat the cut-off InstaPay's PHP 50,000 ceiling sends bigger transfers over to PESONet, which is why the amount normally settles the rail a transfer uses
- Figures as of
- 2026-09
Wallet limit: not published.
Bank Transfer, treated as a payment method, is the subject of what follows: who runs it, what it is licensed as, and what it publishes about limits and fees.
Bank Transfer at a glance
| Field | Value |
|---|---|
| Operated by | Both clearing houses run by Philippine Payments Management, Inc. sit under BSP oversight, and carrying out each transfer falls to the BSP-supervised bank or e-money issuer involved |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Whenever a transfer is routed through InstaPay, each transaction can be PHP 50,000 at most. The scheme sets no cap on PESONet transfers, although a cap may come from the sending institution |
| Settlement | round the clock and in real time on InstaPay, with same-banking-day delivery on PESONet for instructions that beat the cut-off InstaPay’s PHP 50,000 ceiling sends bigger transfers over to PESONet, which is why the amount normally settles the rail a transfer uses |
| Published fees | A charge from the sending institution is possible on either rail, with the amount depending on the bank. The full amount reaches the receiver on either rail, because the receiving side is never charged. |
Recorded in 2026-09, every figure on this page is a point-in-time one. No notice is given when payment providers revise limits and fees, which makes the provider’s own page the only current source.
How fast money actually moves
Bank Transfer settles round the clock and in real time on InstaPay, with same-banking-day delivery on PESONet for instructions that beat the cut-off InstaPay’s PHP 50,000 ceiling sends bigger transfers over to PESONet, which is why the amount normally settles the rail a transfer uses. Waiting time usually comes from the operator’s own review, which can hold a withdrawal before it ever reaches Bank Transfer, so what that describes is the rail and not the casino.
A per-transaction cap of Whenever a transfer is routed through InstaPay, each transaction can be PHP 50,000 at most. The scheme sets no cap on PESONet transfers, although a cap may come from the sending institution applies, which is why a larger transfer sometimes has to be split.
Paying with Bank Transfer at WJ2
- The cashier at WJ2 is reached after you sign in.
- Your account’s cashier lists payment methods, and Bank Transfer is the one to pick from them.
- Make sure the name on your WJ2 account matches the name on your Bank Transfer account.
- Look to the cashier screen for the minimum, maximum and any fee, and confirm the amount afterwards.
Read the cashier screen ahead of every first deposit with a new method, because the live limits for your account are shown there.
Other payment rails explained here
- GCashAn Electronic Money Issuer licensed through Bangko Sentral ng Pilipinas
- MayaA registered Operator of Payment System and an Electronic Money Issuer in the books of Bangko Sentral ng Pilipinas
- GrabPayBangko Sentral ng Pilipinas, the regulator that has had it licensed as an Electronic Money Issuer from 2018
FAQ
Does Bank Transfer charge fees?
Published fees: A charge from the sending institution is possible on either rail, with the amount depending on the bank. The full amount reaches the receiver on either rail, because the receiving side is never charged.. Providers revise these without notice.
Who regulates Bank Transfer?
Bank Transfer — regulation: The framework is the National Retail Payment System, established by Circular No. 980, and Bangko Sentral ng Pilipinas operates under it. That covers the rail, not the casino.
What is the Bank Transfer wallet limit?
No wallet ceiling is published by Bank Transfer, and for that reason none is quoted here.
How do I pay with Bank Transfer at WJ2?
Bank Transfer is among the methods your account lists in the cashier, so sign in, open it and select that one. Before you confirm, make sure the name is the same on both accounts and look over the limits displayed in the cashier.